Do Insurance Photo Estimates Underestimate Your Repair Cost?
Yes, in some cases. A photo estimate is based only on what an adjuster can see in submitted images, not a physical inspection. At Royal Collision, we build every estimate from an in-person inspection and pre-scan. That’s why a photo estimate’s number rarely matches the final auto body repair cost. Key Takeaways: When Are Photo […]
How Do You Handle Insurance Steering When Choosing a Repair Shop?
You are not required to use the repair shop your insurer suggests. California regulation protects your right to pick your own body shop for an insurance claim. At Royal Collision, we recommend putting your choice in writing and keeping a record if an adjuster pressures you to switch. Key Takeaways What Is Insurance Steering? Insurance […]
Should You Use Your Insurance Company’s Recommended Body Shop?
You don’t have to use your insurer’s recommended shop. Our team at Royal Collision suggests weighing three factors first. Check which parts the shop will use, who backs the warranty, and who advocates for your auto insurance claim for repair. Key Takeaways What’s Different About an Insurance-Recommended Shop? An insurance-recommended shop, often called a direct […]